Every purchase files itself. Every month you see how your spending compares with people in your job, your city, your age. Anonymously, both ways.
Coming soon with SocialSpend+. Every card and account in real time, online purchases included, already categorised. Read-only through Plaid: we never see your bank login and can't move money.
A two tap setup in Shortcuts. When you tap your iPhone or Apple Watch to pay in a shop, the purchase lands in the app on its own, no bank login involved. Online and in-app purchases are added by hand for now.
Percentile bars per category for your job, city and age band. Peer budgets you can copy in a tap. A map to compare the same role anywhere in the world.
Every account joins the Club with an anonymous profile: occupation, age range, city, rounded income, budgets and rounded category totals. Your name, email, address and individual purchases never do.